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SolutionStarter topicIN: India (Country)Department: Department of Financial Services · Union govt

Who is accountable

From the officers who run it up to the minister and the head of government. Names from the Government's official lists.

  1. Department of Financial Services
  2. SecretaryShri Sanjay Lohiya
  3. Minister of FinanceSmt. Nirmala Sitharaman
  4. Prime MinisterShri Narendra Modi

File a grievance on CPGRAMS (Government of India)

As on: Ministers as on 25 Jul 2026; Secretaries as on 1 Oct 2026DoPT — Secretaries to the Government of India (as on 01.10.2026)Cabinet Secretariat — Council of Ministers with portfolios (as on 25.07.2026)

Insurance & social securityInitiated by: Portal

A national insurance framework: basic health, life, crop and property cover for every family

India in Nutshell (starter topic)· 2 hours ago

Status:Open: No action reported yet.

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Proposal: a simple, universal baseline of insurance cover that every family gets automatically, with the option to buy more.

What it could include

  • Basic health cover for hospitalisation.
  • Low-cost life and accident cover for earning members.
  • Crop cover for farmers, with fast claim settlement.
  • Basic cover for homes against fire and natural disasters.

Design questions

  • Who pays: the government, premiums, or a mix?
  • How to make claims fast and fraud-proof (for example, direct payment to hospitals)?
  • How should it work with existing government and private schemes?

Estimated cost, timeline and who should act: add your analysis in the discussion.

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